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Does premises liability include violent crimes?

On Behalf of | May 25, 2021 | Personal Injury and Wrongful Death |

When the term “premises liability” receives a mention, slip-and-fall accidents come to mind. However, just as there are many different premises in New York and Florida, various liabilities exist. Inadequate security reflects one way a property owner could be negligent. A duty of care could extend to protecting people from intruders and violent crimes.

Protecting visitors against crime

Addressing crime may involve preventive measures. Industrial-grade locks and an alarm system might deter an intruder. Home and business owners failing to take basic security steps could face negligence claims. Gross negligence might put the owners into an even worse legal situation.

For example, a business owner that allows inebriated persons to loiter outside could face liability claims if a customer ends up assaulted. Gig economy room renters that ignore red flags about a troubled guest may need to take eviction steps. Otherwise, the landlord could be held partially liable for the guest’s actions.

Home and business owners may benefit from a security assessment. This way, any inefficiencies, such as poor exterior lighting, lack of effective window locks, and so on, may receive an upgrade. Security investments might mitigate a liability claim.

Seeking a liability claim from the property owner

Victims who suffer terrible injuries may seek compensation from not only the assailant. They might go after the property owner as well. If the property owner has liability insurance, then a claim against the provider is possible. Homeowner and commercial business policies often come with liability coverage.

A liability claim must show some negligence, though. Getting mugged on the way to someone’s door may have nothing to do with the owner.

A personal injury attorney could evaluate a claim based on poor security. The attorney may enter into negotiations with an insurance company for a settlement.